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302 Found - ligpm.com
HTTP Status: 302
User-Agent: Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; [email protected])
Content-Length: 0
Date: Fri, 02 May 2025 12:29:40 GMT
Server: Microsoft-IIS/10.0
Location: https://LIGMarine.com
Request-Context: appId=cid-v1:e1094853-4427-4264-a460-e1df05ca1131
X-Powered-By: ASP.NET

HTTP Code 302 Found (Moved Temporarily)

302 response code indicates that the requested resource is temporarily available at a different URL.

When is Code 302 used?

  • When temporarily changing a page URL
  • When testing new content
  • During temporary maintenance

What does Code 302 mean for the user?

The user is automatically redirected to the new URL, but search engines continue to index the old address.

200 OK - https://LIGMarine.com
HTTP Status: 200
User-Agent: Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; [email protected])
Content-Type: text/html; charset=utf-8
Date: Fri, 02 May 2025 12:29:41 GMT
Server: Kestrel
Set-Cookie: TiPMix=28.82636092031532; path=/; HttpOnly; Domain=LIGMarine.com; Max-Age=3600; Secure; SameSite=None
Set-Cookie: x-ms-routing-name=self; path=/; HttpOnly; Domain=LIGMarine.com; Max-Age=3600; Secure; SameSite=None
Set-Cookie: ARRAffinity=613cbe7d2d1ef7493186034d176c5f01428007f8bcfa7656c132c24ec7ba220b;Path=/;HttpOnly;Secure;Domain=LIGMarine.com
Set-Cookie: ARRAffinitySameSite=613cbe7d2d1ef7493186034d176c5f01428007f8bcfa7656c132c24ec7ba220b;Path=/;HttpOnly;SameSite=None;Secure;Domain=LIGMarine.com
Transfer-Encoding: chunked
Strict-Transport-Security: max-age=2592000

HTTP Code 200 OK

200 response code is a standard successful HTTP server response. It means that the client’s request (e.g., from a browser) was successfully processed, and the server is delivering the requested data.

When is Code 200 used?

  • When loading a web page
  • When successfully receiving an API response
  • When processing a form or another HTTP request

What does Code 200 mean for the user?

The user receives content without errors, and the page or application functions properly. If Code 200 is accompanied by data, the browser or program processes and displays it to the user.

GET / HTTP/1.1
Host: ligpm.com
Accept: */*
User-Agent: Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; [email protected])
<!DOCTYPE html>
<html lang="en">


<head>
    <meta charset="utf-8">
    <meta http-equiv="X-UA-Compatible" content="IE=edge">
    <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0, user-scalable=no">
    <link rel="shortcut icon" href="https://logo.liginsurance.com/Logo.svg">
    <title>
        LIG | Commercial Marine and Longshore Insurance
    </title>

    <!-- Latest compiled and minified CSS -->
    <link rel="stylesheet" href="/bootstrap.min.css">

    <!-- Optional theme -->
    <link rel="stylesheet" href="/bootstrap-theme.min.css">
    <link rel="stylesheet" href="/lib/owl.carousel/dist/assets/owl.carousel.css" />
    <link rel="stylesheet" href="/lib/owl.carousel/dist/assets/owl.theme.default.css" />
    <link rel="stylesheet" href="/css/ukstyle.min.css?v=3026209457" />
    <link rel="stylesheet" href="/css/LIGMarine.min.css?v=259982193" type="text/css">
    <link rel="stylesheet" href="/css/jquery.accordion.css" type="text/css" />
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    <link rel="stylesheet" href="/lib/font-awesome/css/font-awesome.css" />
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                                <a href="https://blog.ligmarine.com" class="title titleNews" style="display:inline;"> The Cost of Rushing: How One Small Oversight Led to Serious Injury</a>
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                                <div class="author">IAN GREENWAY</div>
                                <div class="date">1/28/2025 10:14:00 AM</div>
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                                <h4 style="text-align: left;"><span style="color: #0e0e0e; font-family: &quot;.SF NS&quot;; font-size: 14px;">In the rush to get a vessel underway, small details can have major consequences. A recent incident involving a bulk carrier and a pilot attempting to board serves as a stark reminder.</span></h4><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p><span style="color: #0e0e0e; font-family: &quot;.SF NS&quot;; font-size: 14px;"></span></p><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgHdT-3Poz3DXYjY7ZTBePqhGdVG36A8xddIWpvGdENe0qlu-qz8yuu1KGWmw2gYRZKiYxd_f7a6jc5oq6i2AJSCXFGEtAcB5pOqaVbULZ31WmEdRvBWfBaTPLMpN4jRpA8q9UH5uJEh7mBG4PiSmEjj8ujPtiLP_YjIrWdPADDy49WrS3PrdLprLVWOBA" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="1261" data-original-width="2250" height="179" src="https://blogger.googleusercontent.com/img/a/AVvXsEgHdT-3Poz3DXYjY7ZTBePqhGdVG36A8xddIWpvGdENe0qlu-qz8yuu1KGWmw2gYRZKiYxd_f7a6jc5oq6i2AJSCXFGEtAcB5pOqaVbULZ31WmEdRvBWfBaTPLMpN4jRpA8q9UH5uJEh7mBG4PiSmEjj8ujPtiLP_YjIrWdPADDy49WrS3PrdLprLVWOBA" width="320" /></a></div><p></p></blockquote><p class="MsoNormal">Working quickly to get the vessel underway on schedule, the
crew prematurely disconnected the gangway, removing the safety netting, and unintentionally
leaving a dangerous gap between the accommodation ladder and the pier. When the
pilot arrived, he found the gap too large to cross safely. Focused on final
departure preparations, the crew did not respond to his communication attempts.
Frustrated after several failed attempts, the pilot tried to climb onto the
ladder himself but lost his footing and fell into the water, suffering broken
ribs, a back injury, and deep bruises. Fortunately, his life jacket kept him
afloat until emergency responders arrived. However, the incident delayed the
vessel’s departure by 48 hours and left the pilot unable to work for months.
Had the pilot hit his head or been crushed between the ship and the pier, this
could have been a fatal accident.<o:p></o:p></p><p class="p2" style="color: #0e0e0e; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-emoji: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; min-height: 17px;"><span style="font-family: inherit;"><br /></span></p><p class="p3" style="color: #0e0e0e; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-emoji: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: inherit;">This situation highlights the critical need for comprehensive marine insurance. Whether it’s Longshore coverage for injured workers, Maritime Employers' Liability (MEL) for crew exposure, or Protection &amp; Indemnity (P&amp;I) for liability risks, the right insurance ensures that businesses are protected from financial fallout when accidents occur. A single injury like this can lead to costly medical expenses, lost wages, and legal claims — expenses that could cripple an uninsured operation.</span></p><p class="p2" style="color: #0e0e0e; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-emoji: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px; min-height: 17px;"><span style="font-family: inherit;"><br /></span></p><p class="p3" style="color: #0e0e0e; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-emoji: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="font-family: inherit;">Investing in proper risk management and insurance coverage isn’t just about compliance; it’s about safeguarding your business, your crew, and everyone who steps aboard.</span></p><h4 style="background-color: white; color: #333333; text-align: left;"><span style="font-family: inherit;">If you have questions about your marina client’s coverage needs, contact our expert Longshore team at&nbsp;<a href="https://blog.ligmarine.com/[email protected]" style="color: #5588aa; text-decoration-line: none;">[email protected]</a>.&nbsp;</span></h4><div><p><span style="font-size: x-large;"><span style="color: #3333cc; font-family: &quot;brush script mt&quot;;">Mark Greenway</span></span></p></div>
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                                <a href="https://blog.ligmarine.com" class="title titleNews" style="display:inline;">Rising Premiums and Shifting Risks: Key Insights from the 2024 IUMI Stats Report</a>
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                                <div class="author">IAN GREENWAY</div>
                                <div class="date">12/11/2024 1:28:00 PM</div>
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                                <p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e; font-family: .SF NS;"><span style="font-size: 14px;"></span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;">The 2024 International Union of Marine Insurance (IUMI)&nbsp;<a href="https://iumi.com/statistics/public-statistics" target="_blank">"Stats Report"</a> paints a promising picture of the global marine insurance market, with total premiums in 2023 hitting $38.9 billion—a 5.9% increase over the previous year.&nbsp;</span></span><span style="color: #0e0e0e;"><span style="font-size: 14px;">This growth cuts across all major lines, driven by strong global trade and rising vessel values.&nbsp;</span></span><span style="color: #0e0e0e;"><span style="font-size: 14px;">High oil prices have also spurred activity in the offshore energy sector.&nbsp;</span></span><span style="color: #0e0e0e; font-size: 14px;">While this growth reflects a resilient market, it signals that we operate in an increasingly complex environment where adaptability and forward-thinking strategies are paramount.<br /><br /></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;"></span></span></p><div class="separator" style="clear: both; text-align: left;"><span style="color: #0e0e0e;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgFlI5La4SyUJ4cG_iICFSiSKE63Xin-1FoewhuSMXD_IwcXqnBIlaoizgbTEj2HHzVyUlhLuBixYTBLobKW-W5YPGduFI85HLF85j2BQY0N25vRUFAQxwvlbgFSYszDpofTogsE2lUDFTPmEbyen2EvsT3RqKiY7KVfDMilCYAKEgVbZD5PYAhhHXRUsk" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="3744" data-original-width="5616" height="213" src="https://blogger.googleusercontent.com/img/a/AVvXsEgFlI5La4SyUJ4cG_iICFSiSKE63Xin-1FoewhuSMXD_IwcXqnBIlaoizgbTEj2HHzVyUlhLuBixYTBLobKW-W5YPGduFI85HLF85j2BQY0N25vRUFAQxwvlbgFSYszDpofTogsE2lUDFTPmEbyen2EvsT3RqKiY7KVfDMilCYAKEgVbZD5PYAhhHXRUsk=w320-h213" width="320" /></a><br /><br /></span></div><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;">Ocean hull insurance saw a notable rise, with premiums climbing by 7.6% to $9.2 billion. More activity on the water, an influx of new vessels, and increasing asset values have played key roles here.&nbsp;</span></span><span style="color: #0e0e0e; font-size: 14px;">But with growth comes challenges; market capacity has been tighter, and inflation has started to push up repair costs, causing some deterioration in loss ratios. Fires on large vessels continue to be a concern as well.&nbsp;</span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;"><br /></span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;">The cargo insurance segment also experienced solid growth, with premiums rising to $22.1 billion—a 6.2% uptick from the previous year.&nbsp;</span></span><span style="color: #0e0e0e; font-size: 14px;">Loss ratios are the best since 2017, showing that our industry is making real progress in managing the risks of transporting goods.</span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;"><br /></span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;">Finally, the offshore energy sector reported $4.6 billion in premiums, a 4.6% rise tied to the rally in oil prices. While increased activity has yet to translate to a spike in claims, it's important to note that claims in this sector can take years to develop fully.&nbsp;</span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;"><br /></span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e;"><span style="font-size: 14px;">Stability today doesn't mean we're off the hook for tomorrow's potential challenges. Looking ahead, marine insurance professionals must navigate complex challenges. Geopolitical tensions, severe weather events, and the push toward greener practices, to name a few.&nbsp;</span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e; font-size: 14px;"><br /></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e; font-size: 14px;">For marine insurance professionals, these insights underscore the importance of staying informed about industry trends and challenges. Engaging with organizations like LIG Marine Managers and participating in educational seminars like <a href="https://iimis.org/" target="_blank">CMIP</a> can provide valuable knowledge and networking opportunities. By proactively addressing emerging risks and adapting to market dynamics, agents and underwriters can better serve their clients and contribute to the resilience of the marine insurance sector.</span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e; font-size: 14px;"><br /></span></p><p><span style="font-size: x-large;"><span style="color: #3333cc; font-family: &quot;brush script mt&quot;;">Mark Greenway</span></span></p><p class="p1" style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;"><span style="color: #0e0e0e; font-size: 14px;"></span></p><div><br /></div>
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                                <a href="https://blog.ligmarine.com" class="title titleNews" style="display:inline;">Why is Longshore Coverage Important for Marinas?</a>
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                            <div class="credentials">
                                <div class="author">IAN GREENWAY</div>
                                <div class="date">5/28/2024 2:15:00 PM</div>
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                                <p></p><p><span style="font-size: medium;">Section 902(3)(C) of the LHWCA states that “individuals employed by a marina and who are not engaged in construction, replacement, or expansion of such marina” are excluded from coverage.<br /><br /></span><span style="font-size: large;">This exclusion may lead agents and marina operators to believe that Longshore coverage isn't beneficial for their marina operations, but that's not necessarily true.&nbsp;</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgOoa92vZ7Te2gEBQrdp6scSzyeTJ1fs7E3DKt8-BmBjqP2XJzFM-mpbng18diaHE0N9zbCi_HthhjNbwi8rTUoJL_SEp5myA3_MQk52PJ4P4rdKB2e4mzPVrNC3NV3H7k6wjgqgc1ZktVOipOoXnu5oCCSoZQ3la7Qs_Wa9zI9ypntpUV2EpiTvqGVc4/s2912/rope-resting-dock-s-surface-ready-dockside-use.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1632" data-original-width="2912" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgOoa92vZ7Te2gEBQrdp6scSzyeTJ1fs7E3DKt8-BmBjqP2XJzFM-mpbng18diaHE0N9zbCi_HthhjNbwi8rTUoJL_SEp5myA3_MQk52PJ4P4rdKB2e4mzPVrNC3NV3H7k6wjgqgc1ZktVOipOoXnu5oCCSoZQ3la7Qs_Wa9zI9ypntpUV2EpiTvqGVc4/s320/rope-resting-dock-s-surface-ready-dockside-use.jpg" width="320" /></a></div><p style="text-align: left;"><span style="font-size: large;"><span style="font-family: georgia; font-weight: normal;">At the very minimum, marinas need Longshore coverage on an “IF ANY” basis so they're covered in the following situations:</span></span></p><p></p><p></p><p style="text-align: left;"><span style="font-size: medium;"><b>➡</b><b>&nbsp;</b>If marina employees ever do construction, replacement, or expansion work, they fall into an exception to the “marina” exclusion and, as such, would become Longshore.</span></p><p></p><p><span style="font-size: medium;"><b>➡ </b>When contractors come to the marina to work on the docks, jetties, storage buildings, racks, etc., they are Longshore.<b> </b>If their employer does not have Longshore coverage in force, that can pass directly back to the marina.</span></p><p><span style="font-size: medium;"><b>➡&nbsp;</b>In situations with vessel service/repair work, the marina exclusion only applies to employees directly employed by the marina. If a contractor/subcontractor comes into the marina and works on a commercial vessel (sea tow, city/state vessel, most charter boats, etc.), they can claim Longshore even though direct employees doing the same work cannot.<br /><a href="https://ligmarine.com/WebinarsArchive/2021_02_03_Whats_a_recreational_vessel" target="_blank">Learn more about it in the What is a Recreational Vessel? webinar.</a></span></p><p><span style="font-size: medium;"><b>➡&nbsp;</b>Any marina employee can bring a Longshore claim, and even if they are unsuccessful in getting those benefits, marina operators could incur a significant defense cost bill. No Longshore coverage = No defense costs.</span></p><p><span style="font-size: medium;">Fortunately for most marinas, the additional premium cost to add “IF ANY” Longshore coverage is a few hundred dollars — a small price to pay for peace of mind and protection in these situations.&nbsp;</span></p><p><span style="font-size: medium;">If you have questions about your marina client’s coverage needs, contact our expert Longshore team at&nbsp;<a href=" [email protected]">[email protected]</a>.&nbsp;</span></p><p><span style="font-size: x-large;">&nbsp;<br /><span style="color: #3333cc; font-family: &quot;brush script mt&quot;;">Ian Greenway</span></span></p><div><br /></div>
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                                <a href="https://blog.ligmarine.com" class="title titleNews" style="display:inline;">Keep your choice-of-law clauses &#x2013; Supreme Court comes back with unanimous decision on: Great Lakes Insurance SE v Raiders Retreat Realty Co., LLC</a>
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                                <div class="author">IAN GREENWAY</div>
                                <div class="date">2/27/2024 2:43:00 PM</div>
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                                <h2 style="text-align: left;"><b><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpav7a348ZMdIqHSzMty-FJ603jf6Hh-UeG4KhWR8OqPuk_AXYy_duC9p1p6F2WO59Igs4-iB1KjD1omuX2oYdOFLwTHw0QusUSuKFM_mXNv3ftUxJtCXbzKsFiNBudsUsbNJWbRZ7hS6TktTdqPd_0ZPwUK3IQd1ycZ-V-Gpbhw9PwZqWcW7UXCtLENw/s1840/grey-marble-column-details-building.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1228" data-original-width="1840" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpav7a348ZMdIqHSzMty-FJ603jf6Hh-UeG4KhWR8OqPuk_AXYy_duC9p1p6F2WO59Igs4-iB1KjD1omuX2oYdOFLwTHw0QusUSuKFM_mXNv3ftUxJtCXbzKsFiNBudsUsbNJWbRZ7hS6TktTdqPd_0ZPwUK3IQd1ycZ-V-Gpbhw9PwZqWcW7UXCtLENw/s320/grey-marble-column-details-building.jpg" width="320" /></a></div><br />Background of the Case</b></h2><p>The dispute arose from a maritime insurance contract between Raiders Retreat Realty, a Pennsylvania-based company, and Great Lakes Insurance, headquartered in the United Kingdom. The insurance policy, which covered a boat owned by Raiders that later ran aground, included a choice-of-law provision designating New York law for any future disputes. When a claim was denied by Great Lakes, citing a breach of contract by Raiders, a legal battle ensued over which state's law should apply; Pennsylvania, where the lawsuit was filed, or New York, as specified in the contract.</p><p><b><br /></b></p><h2 style="text-align: left;"><b>The Ruling</b></h2><p>The opinion of the Court underscored the primacy of federal maritime law in governing such disputes. The ruling unequivocally supports the presumption that choice-of-law provisions in maritime contracts are enforceable, offering clarity and predictability for parties involved in maritime commerce. This decision emphasizes the importance of respecting contractual agreements regarding jurisdictional law, thereby reinforcing the sanctity of contract law in maritime disputes.</p><p><br /></p><h2 style="text-align: left;"><b>Insurance Implications</b></h2><p>As vessels tend to move about, the idea of determining appropriate jurisdictions would be difficult and costly in some cases. Allowing the clause to stand is going to remove a potential topic of debate when tough claims come in.</p><p>As of recent, we have found a general movement in the marketplace to a neutral choice-of-law state as opposed to variation as the home state of the insured.&nbsp; This is likely to continue, and with insurers paying more attention to the topic, it might be an area of negotiation going forward.&nbsp; Those negotiations would necessarily include at least considering the potential for which if any of the exceptions would apply to any decision made.</p><p>&nbsp;</p><h2 style="text-align: left;"><b>Narrow Exceptions to the Rule</b></h2><h4 style="text-align: left;">1. Contravention of a Controlling Federal Statute <br /><span style="font-weight: normal;">(see Knott v. Botany Mills, 179 U.S. 69, 77 (1900))</span></h4><p>If applying the law chosen by the parties would contravene a controlling federal statute, the choice-of-law provision cannot be enforced. This means that even if a contract selects a particular jurisdiction's law, that choice cannot lead to outcomes explicitly forbidden by federal law.</p><h4 style="text-align: left;">2. Conflict with Established Federal Maritime Policy <br /><span style="font-weight: normal;">(see The Kensington, 183 U.S. 263, 269–271 (1902))</span></h4><p>The choice of law must also not conflict with established federal maritime policies. Federal maritime law aims to provide (and sometimes actually provides) uniformity and predictability across the nation's navigable waters. If enforcing a choice-of-law provision would undermine these fundamental goals—such as exempting a party from liability for negligence in a manner that federal maritime law prohibits—then the provision may not be enforceable. This exception aligns with the judiciary's role in maintaining a coherent and consistent maritime legal framework supporting national and international interests in maritime commerce.&nbsp;</p><h4 style="text-align: left;">3. Absence of a Reasonable Basis for the Chosen Law <br /><span style="font-weight: normal;">(see Cf. Carnival Cruise, 499 U. S., at 594–595; The Bremen, 407 U. S., at 10, 16–17.)</span></h4><p>This exception is designed to prevent the arbitrary selection of a legal jurisdiction with no substantive connection to the parties or the contract. The rationale behind this exception is to ensure fairness and to avoid situations where the choice of law would significantly disadvantage one party over another without a legitimate reason. While the Court emphasizes deference to the parties' agreement, selecting a jurisdiction's law purely for its perceived advantages, without any rational connection to the dispute, could lead to unenforceability.</p><p>&nbsp;</p><p><i>This post aims to provide a comprehensive overview of the Supreme Court's decision and its implications for the insurance industry. As always, parties involved in maritime contracts should consult with legal experts to fully understand how this ruling may impact their operations and legal strategies.</i></p>
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Whois info of domain

Domain Name: LIGPM.COM
Registry Domain ID: 1553902830_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.1api.net
Registrar URL: http://www.1api.net
Updated Date: 2025-04-30T07:29:09Z
Creation Date: 2009-04-29T17:06:32Z
Registry Expiry Date: 2026-04-29T17:06:32Z
Registrar: 1API GmbH
Registrar IANA ID: 1387
Registrar Abuse Contact Email: [email protected]
Registrar Abuse Contact Phone: +49.68949396850
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Name Server: NS1.DNSIMPLE.COM
Name Server: NS2.DNSIMPLE-EDGE.NET
Name Server: NS3.DNSIMPLE.COM
Name Server: NS4.DNSIMPLE-EDGE.ORG
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of whois database: 2025-05-02T12:29:20Z <<<
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